Thinking about a home loan? Consider your credit history!

Thinking about a home loan? Consider your credit history!

11 October 2018
How parents can help their kids get into their first home

How parents can help their kids get into their first home

20 September 2018
How different properties can affect your loan options!

How different properties can affect your loan options!

21 August 2018
Wealth Creation! Trish shares her 3 facet approach

Wealth Creation! Trish shares her 3 facet approach

7 August 2018
Deposits! John sheds some light on what they're all about

Deposits! John sheds some light on what they're all about

Have any questions? We're here to

19 July 2018
Have financial goals? Then the magic word is BUDGET!

Have financial goals? Then the magic word is BUDGET!

Check out our Budget Calculator to get

17 July 2018
What can we do for you?

What can we do for you?

Here is a little insight into what we're all

6 July 2018
Why would you need your property in a Trust?

Why would you need your property in a Trust?

Recently, we have had a number of occasions where the involvement of trusts in home ownership matters has led to delays in sales or settlements. It made us wonder What are the reasons to set up a

Published In The Whakatane Beacon

8 February 2018
Planning a Budget to reach your financial goal

Planning a Budget to reach your financial goal

Well, we’ve got through the festive season and school holidays, and can now look forward to an exciting 2018. Many people will have made their New Year’s resolutions (and many of them

Published In The Whakatane Beacon

1 February 2018
Christmas is coming

Christmas is coming

While Christmas comes around quite regularly we often find that we’re still paying the expense of our Christmas purchases on our credit card come November the following year.  This may

16 November 2017
How Changes to the Reserve Bank Act Could Affect You

How Changes to the Reserve Bank Act Could Affect You

This week the newly formed Government met with the Reserve Bank and has announced that it is going to set up a review to monitor and possibly amend the measures used by the central bank to assess and

Published In The Whakatane Beacon

9 November 2017
Will you be Ready for Change When it Comes?

Will you be Ready for Change When it Comes?

There is an old saying that “The only constant in life is change”, and how we adapt to those changes is a key driver of whether we succeed or fail, whether it be related to work, family

Published In The Whakatane Beacon

21 September 2017
SUBDIVIDING PROPERTY

SUBDIVIDING PROPERTY

What was once the classic ¼ acre section is now becoming a thing of the past as owners are looking to maximise the return on their investment of their property by subdividing. Subdividing can

Published In The Whakatane Beacon

23 June 2017
Who owns what in times of change?

Who owns what in times of change?

Recently one of our clients went to purchase a property only to find out that the ownership of the home was not just in the name of the person selling it. In fact on several occasions lately we have

Published In The Whakatane Beacon

2 June 2017
Do You Really Need a Trust?

Do You Really Need a Trust?

Recently, we have had a number of occasions where the involvement of trusts in home ownership matters has led to delays in sales or settlements. It made us wonder What are the reasons to set up a

Published In Whakatane Beacon

15 February 2017
Goal Setting

Goal Setting

As we say goodbye to 2016 and look forward to 2017 the start of a new year allows us to stop and contemplate what we hope to achieve in the upcoming year.  This includes financial

Published In Whakatane Beacon

21 December 2016
Review of the year and where to from here?

Review of the year and where to from here?

Well, what an extraordinary year this has been. Who, twelve months ago, would have predicted the changes that we’ve seen at home and abroad. In the UK, the Brexit vote went the way of

Published In Whakatane Beacon

21 December 2016
Christmas Budget

Christmas Budget

Retailers love Christmas because there are two things they can rely on; they know people will over-spend on gifts and food, and there will be much impulse buying. So the question is how to avoid

Published In Whakatane Beacon

14 December 2016
12 Budget Tips to Help You have a Merry Christmas

12 Budget Tips to Help You have a Merry Christmas

As Home Loan and Insurance advisers part of our Duty of Care is to try to help our clients achieve their financial goals but this time of year planning appears to go out of the window for many

Published In Whakatane Beacon

23 November 2016
Tax Changes for Investment Properties

Tax Changes for Investment Properties

With the recent alteration in tax regulation regarding investment properties it is important to be aware of the implications when buying and selling investment properties.     As

Published In Whakatane Beacon

9 November 2016
Ways to Sell your Home in the Current Market

Ways to Sell your Home in the Current Market

With the market being at such a frenetic pace it’s a good idea to review the pros and cons of each selling method.   SOLE AGENCY (EXLUSIVE AGENCY) – Vendors list their

Published In Whakatane Beacon

7 September 2016
The cost of getting advice

The cost of getting advice

As Insurance Brokers we are asked to prepare plans and quotes for clients on different insurance products. Our primary concern when making a recommendation is having clients covered adequately and

Published In Whakatane Beacon

4 April 2016

BEING PREPARED

There has been a surge in buyers coming back in to the market with a larger number of real estate transactions.  With more competition amongst Buyers there is more pressure for them to

Published In Whakatane Beacon

23 March 2016
Is a Family Trust the right option for you?

Is a Family Trust the right option for you?

Several recent experiences and client discussions with their accountants regarding whether to put their properties in Trusts made us think that perhaps we should put something together on this

Published In Whakatane Beacon

4 February 2016
How to set up a Budget

How to set up a Budget

Well, we’ve got through the festive season and can now look forward to an exciting 2016. Many people will have made their New Year’s resolutions (and many of them have been broken

Published In Whakatane Beacon

28 January 2016
Goal Setting

Goal Setting

As we say goodbye to 2015 and look forward to 2016 the start of a new year allows us to stop and contemplate what we hope to achieve in the upcoming year.  This includes financial

Published In Whakatane Beacon

15 January 2016
What needs to change ...

What needs to change ...

Think back to 10 years ago. Is everything in your life exactly the same as it was then? Chances are, probably not. While we may set out our goals with the best of intentions, often things change and

Published In Whakatane Beacon

8 January 2016
2015- Review of the year and what happens next

2015- Review of the year and what happens next

Well, it’s that time of the year again, when we look back at the major events of the year that have shaped the home loan and insurance markets, with an eye on the future and what 2016 may

Published In Whakatane Beacon

23 December 2015
The Value of A Mortgage Broker

The Value of A Mortgage Broker

A recent commentary on a study commissioned by the Mortgage and Financial Association of Australia (Observations on the value of Mortgage Broking – prepared for the Mortgage & Finance

Published In Whakatane Beacon

2 December 2015
What Happens after the Break-Up?

What Happens after the Break-Up?

One of the saddest repercussions of the slowdown in the economy which has led to the need for the lowering of interest rates, is the amount of relationship break-ups that we have witnessed. While

Published In Whakatane Beacon

2 October 2015
Making Your Money Work for You

Making Your Money Work for You

Money – it’s something we strive to collect and we all believe in some way or other that the more we have the happier we’ll be.  Here are some ideas and tips on trying to keep

Published In Whakatane Beacon

11 September 2015
Why your Adviser should be the FIRST (not last!) choice

Why your Adviser should be the FIRST (not last!) choice

There are many reasons that people choose to use an adviser or intermediary when looking at their home loan and insurance options. For some it is not knowing where to begin with the process and

Published In Whakatane Beacon

24 July 2015
Do you need your Assets in a Trust

Do you need your Assets in a Trust

“As soon as you trust yourself, you will know how to live.”  Johann Wolfgang Von Goethe, Faust German dramatist, novelist, poet, & scientist (1749 - 1832) This quote is from a

Published In Whakatane Beacon

12 June 2015
How Can An Insurance Adviser help you?

How Can An Insurance Adviser help you?

Finding the right Personal Risk Insurance can be a time consuming and confusing exercise for those who don’t do it all the time. This week we thought that we would provide some examples where

Published In Whakatane Beacon

16 January 2015
How Can A Mortgage Broker Help You?

How Can A Mortgage Broker Help You?

No matter what age or stage a person is a Mortgage Broker can offer a huge value at no cost to anyone.  Here are a few examples: FIRST HOME BUYERS:   Mortgage Brokers act as Advocate and

Published In Whakatane Beacon

9 January 2015
End of Year Review

End of Year Review

So we’ve come to the end of another calendar year.  A year in which the National party were returned to Government with a record victory and the NZ economy stood up very well against all

Published In Whakatane Beacon

26 December 2014
Just Do It

Just Do It

Nike would have to have the best advertising slogan of all time – Their “Just Do It” refers to the basic human failing of knowing what we should be doing but not doing it.

Published In Whakatane Beacon

19 December 2014
Windfalls

Windfalls

We all dream of that Lotto Win but while the odds of this happening are slight the reality  is that over the years of having a mortgage most of us will have a windfall in some form.  It may

Published In Whakatane Beacon

21 November 2014
Current Markets

Current Markets

As expected last week the Reserve Bank have opted to keep the OCR at it’s current rate.  What is interesting is the indication that the Reserve Bank has softened their outlook and

Published In Whakatane Beacon

7 November 2014
The Good, The Bad & The Ugly

The Good, The Bad & The Ugly

One of the biggest impacts we have seen of Generation Y’s want it all and want it now mindset is in the level of short term debt that is accrued in order to provide a comfortable lifestyle. But

Published In Whakatane Beacon

8 August 2014