The ratio of your own money and borrowed funds for investment.

Gross Income

Income before taxes are deducted.


Goods & Services Tax. A consumer tax levied at a flat rate of 12.5% on all goods and services supplied by a registered person. As a general rule, GST is not generally payable on residential sales but could be payable on lifestyle blocks, farms, commercial property and businesses.



A person who agrees to indemnify the holder of a loan all or a portion of the unpaid principal balance in case of default by the borrower.