Thinking about a home loan? Consider your credit history!
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11 Oct, 18 written by John White
20 Sep, 18 written by Trish Marsden
21 Aug, 18 written by John White
07 Aug, 18 written by Trish Marsden
Providing Home Loan and Insurance options for the long term
Visit us on FacebookCurrent Interest Rates as of 21st October 2019
| Lender | Vari | 6 month | 1 year | 18 month | 2 year | 3 year | 4 year | 5 year | RC |
|---|
| ANZ | 5.19% | 4.15% | 4.05% | 4.49% | 3.95% | 4.49% | 4.75% | 4.85% | 5.80% |
| ANZ - LEM - plus 0.50% | 5.69% | 4.65% | 4.55% | 4.99% | 4.45% | 4.99% | 5.25% | 5.35% | |
| ANZ - Special | 3.65% | 3.55% | 3.99% | 3.45% | 3.99% | ||||
| ASB | 5.20% | 4.79% | 4.05% | 4.25% | 3.95% | 4.39% | 4.69% | 4.79% | 5.30% |
| ASB Special Rate | 4.29% | 3.55% | 3.75% | 3.45% | 3.89% | 4.19% | 4.29% | ||
| BNZ - Special | 3.89% | 3.75% | 3.89% | 4.35% | 4.45% | ||||
| BNZ - Mortgage One | 5.90% | 7.15% | |||||||
| BNZ - Rapid Repay | 5.35% | 6.74% | |||||||
| BNZ - Standard Flybuys | 5.30% | 4.79% | 4.45% | 4.55% | 4.35% | 4.55% | 4.95% | 5.15% | |
| BNZ - TotalMoney | 5.30% | ||||||||
| First Credit Union | 5.85% | ||||||||
| General Finance | 5.95% | 6.55% | 6.25% | 6.50% | 7.10% | 7.65% | 7.90% | 6.09% | |
| Heartland | 6.70% | 6.90% | 7.00% | 7.25% | 7.85% | 8.55% | 6.70% | ||
| HSBC Premier | 5.24% | 4.65% | 3.35% | 3.35% | 3.35% | 3.35% | 3.35% | 3.35% | 5.44% |
| Kiwibank | 5.80% | 5.54% | 4.30% | 4.24% | 4.74% | 4.74% | 4.74% | 5.20% | |
| Kiwibank - Capped Variable | |||||||||
| Kiwibank - Offset | 5.15% | ||||||||
| Kiwibank - Special | 4.79% | 3.55% | 3.49% | 3.99% | 3.99% | 3.99% | |||
| NZ Home Loans | 5.80% | 4.99% | 4.85% | 5.14% | 5.49% | 5.75% | 5.99% | ||
| NZCU Baywide | 6.15% | 5.60% | 5.20% | 5.30% | 5.25% | ||||
| Resimac - Lo Doc | 6.30% | 5.86% | 5.14% | 5.19% | 5.99% | 6.09% | |||
| Resimac <80% | 5.30% | 4.86% | 4.14% | 5.30% | 4.99% | 5.09% | |||
| Resimac <85% | 6.30% | 5.86% | 5.14% | 5.19% | 5.99% | 6.09% | |||
| Resimac <90% | 7.30% | 6.86% | 6.14% | 6.19% | 6.99% | 7.09% | |||
| SBS | 5.29% | 5.25% | 4.85% | 5.15% | 5.05% | 5.49% | 5.89% | 6.09% | 5.65% |
| SBS <80% | |||||||||
| SBS Special | 4.29% | 3.65% | 3.69% | 3.39% | 3.89% | 4.49% | 4.49% | ||
| Sovereign | 5.30% | 4.89% | 4.15% | 4.09% | 4.29% | 4.55% | 4.85% | 4.95% | 6.35% |
| Sovereign Special | 4.49% | 3.65% | 3.59% | 3.75% | 4.05% | 4.35% | 4.45% | ||
| The Co-Operative Bank | 5.15% | 3.99% | 3.99% | 4.09% | 4.09% | 4.39% | 4.49% | 4.59% | 5.15% |
| TSB - Below 80% & HNZ | 6.09% | 5.15% | 4.49% | 4.49% | 4.29% | 4.85% | 5.25% | 5.35% | 6.09% |
| TSB - 85% - 90% | |||||||||
| TSB Special - 10 yr 5.99% | 5.29% | 4.35% | 3.69% | 3.69% | 3.49% | 4.05% | 4.45% | 4.55% | 5.29% |
| Westpac | |||||||||
| Westpac Standard Floating | 5.34% | ||||||||
| Westpac Everyday | 5.44% | ||||||||
| Westpac Fixed | 5.34% | 4.74% | 4.15% | 4.25% | 4.09% | 4.49% | 4.85% | 4.95% | 5.44% |
| Westpac Offset | 5.34% | ||||||||
| Westpac Special | 3.55% | 3.45% | 3.99% | 4.35% | 4.45% |
Normal lending criteria applies and interest rates are subject to change at any time.
11 Oct, 18 written by John White
20 Sep, 18 written by Trish Marsden
21 Aug, 18 written by John White
07 Aug, 18 written by Trish Marsden