Interest Rates

Current Interest Rates as at 13th August 2019

Lender Vari 6 month 1 year 18 month 2 year 3 year 4 year 5 year RC
                   
ANZ 5.19% 4.79% 4.19% 4.49% 4.25% 4.49% 4.75% 4.85% 5.80%
ANZ - LEM - plus 0.50% 5.69% 5.29% 4.69% 4.99% 4.75% 4.99% 5.25% 5.35%  
ANZ - Special   4.29% 3.69% 3.99% 3.75% 3.99%      
                   
ASB 5.20% 4.89% 4.35% 4.29% 4.29% 4.55% 4.85% 4.95% 5.30%
ASB Special Rate   4.49% 3.85% 3.89% 3.75% 4.05% 4.35% 4.45%  
                   
BNZ - Special     3.89%  

3.75%

 3.89% 4.35% 4.45%  
BNZ - Mortgage One 5.90%               7.15%
BNZ - Rapid Repay 5.35%               6.74%
BNZ - Standard Flybuys 5.30% 4.79% 4.45% 4.55% 4.35% 4.55% 4.95% 5.15%  
BNZ - TotalMoney 5.30%                
                   
First Credit Union 5.85%                
                   
General Finance 5.95% 6.55% 6.25%   6.50% 7.10% 7.65% 7.90% 6.09%
                   
Heartland 6.70% 6.90% 7.00%   7.25% 7.85%   8.55% 6.70%
                   
HSBC Premier 5.89% 4.85% 3.99% 3.99% 3.99% 4.39% 4.89% 4.95% 6.09%
HSBC Premier LVR>80%                  
HSBC Special                  
                   
Kiwibank 5.80% 5.54% 4.60%   4.60% 4.74% 5.04% 5.14% 5.20%
Kiwibank - Capped Variable                  
Kiwibank - Offset 5.15%                
Kiwibank - Special   4.79% 3.85%   3.85% 3.99% 4.29% 4.39%  
                   
NZ Home Loans 5.80% 4.99% 4.85%   5.14% 5.49% 5.75% 5.99%  
                   
Resimac - Lo Doc 6.00%   5.86%   5.75% 6.30% 6.50% 6.67%  
Resimac <80% 5.30%   4.86%   4.94% 5.30% 5.50% 5.67%  
Resimac <85% 6.00%   5.86%   5.75% 6.30% 6.50% 6.67%  
Resimac <90% 7.00%   6.86%   6.75% 7.30% 7.50% 7.67%  
                   
SBS 5.29% 5.25% 4.85% 5.15% 5.05% 5.49% 5.89% 6.09% 5.65%
SBS  <80%                  
SBS Special   4.99% 3.78% 3.78% 3.78% 3.99% 4.49% 5.49%  
                   
Sovereign 5.80% 4.89% 4.35% 4.29% 4.29% 4.55% 5.35% 5.49% 6.35%
Sovereign Special   4.49% 3.85% 3.89% 3.75% 4.05% 4.35% 4.45%  
                   
The Co-Operative Bank 5.15% 4.39% 4.39% 4.39% 4.45% 4.55% 4.85% 4.99% 5.15%
                   
TSB - Below 80% & HNZ 5.69% 4.35% 4.45% 4.49% 4.49% 4.55% 4.95% 5.05% 5.80%
TSB - 85% - 90%                  
TSB Special - 10 yr 5.99%   4.85% 3.95% 3.99% 3.85% 4.05% 4.45% 4.55%  
                   
Westpac                  
Westpac Standard Floating  5.34%                
Westpac Everyday 5.79%                
Westpac Capped     5.26%   5.36%        
Westpac Fixed 5.34% 4.99% 4.69% 4.79% 4.79% 5.19% 5.29% 5.49% 5.44%
Westpac Offset 5.34%                
Westpac Special     3.85%   3.79% 4.05% 4.35% 4.45%  

Normal lending criteria applies and interest rates are subject to change at any time.