Interest Rates

Current Interest Rates as of 22 July 2021

Lender Vari 6 month 1 year 18 month 2 year 3 year 4 year 5 year RC
                   
ANZ 4.44%

3.99%

3.10% 3.34% 3.50% 3.84% 3.99% 4.39% 4.55%
ANZ - Special   3.39% 2.50% 2.745% 2.90% 3.24%      
                   
ASB 4.45% 3.29% 2.55% 2.79% 2.95%

3.29%

3.69%

3.99%

4.55%
                   
                   
BNZ - Classic   3.29% 2.55%

2.79%

2.95% 3.25% 3.69% 3.99%  
BNZ - Mortgage One 5.15%               7.15%
BNZ - Rapid Repay 4.60%               6.74%
BNZ - Standard Flybuys 4.55% 3.89% 3.15% 3.39% 3.22% 3.85% 4.29% 4.59%  
BNZ - TotalMoney 4.55%                
                   
First Credit Union 5.85%   2.95%   3.45%        
                   
                   
Heartland 3.95%   2.89%   2.97% 3.39%      
                   
HSBC Premier 4.49% 2.79% 2.19% 2.19% 2.45% 2.69% 2.99% 3.19% 5.44%
                   
Kiwibank 3.75% 4.30% 3.44%   3.34% 4.14% 4.44% 4.74% 3.80%
Kiwibank - Offset 3.75%                
Kiwibank - Special 3.75% 3.55% 2.49%   2.49% 3.29% 3.59% 3.89% 3.80%
                   
NZ Home Loans 5.80% 4.99% 4.85%   5.14% 5.49% 5.75% 5.99%  
                   
NZCU Baywide 5.65% 3.99% 3.95% 3.95% 3.85%        
                   
                   
Resimac  3.39%   2.98%   2.79% 3.29% 3.44% 3.54%  
                   
                   
SBS 4.54% 3.29%

2.69%

2.89% 2.99% 3.29% 3.89% 3.89% 5.79%
SBS  <80%                  
SBS Special   2.79% 2.19% 2.39% 2.49% 2.79% 3.39%

3.59%

 
                   
Sovereign 4.55% 2.99% 2.25% 2.49% 2.59% 2.89% 3.19% 3.39% 4.40%
                   
                   
The Co-Operative Bank Owner Occ 4.40% 2.49% 2.49% 2.69% 2.89% 3.19% 3.49%

3.79%

4.40%
                   
TSB - Below 80% & HNZ 5.34% 3.69% 3.30% 3.54% 3.69% 4.04% 4.29% 4.59%  
TSB - 85% - 90%                  
TSB Special - 10 yr 5.99% 4.54% 2.89% 2.50% 2.74% 2.89% 3.24% 3.49%

3.79%

4.54%
                   
                   
Westpac  4.59% 3.89% 3.15% 3.35% 3.49% 3.89% 3.99% 4.09% 4.39%
Westpac - Offset 4.59%                
Westpac Special   3.29%

2.55%

2.75% 2.89% 3.29% 3.49% 3.79%  

Normal lending criteria applies and interest rates are subject to change at any time.