Interest Rates
Current Interest Rates as of 23rd March 2020
|
Lender |
Vari |
6 month |
1 year |
18 month |
2 year |
3 year |
4 year |
5 year |
RC |
|
|
|
|
|
|
|
|
|
|
|
|
ANZ |
5.19% |
4.15% |
3.55% |
3.99% |
3.85% |
4.49% |
4.75% |
4.85% |
5.80% |
|
ANZ - LEM - plus 0.50% |
5.69% |
4.65% |
4.45% |
4.49% |
4.65% |
4.99% |
5.25% |
5.35% |
|
|
ANZ - Special |
|
3.65% |
3.05% |
3.49% |
3.35% |
3.99% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ASB |
5.20% |
4.39% |
3.95% |
4.25% |
3.89% |
3.99% |
4.09% |
4.19% |
5.30% |
|
ASB Special Rate |
|
3.89% |
3.45% |
3.75% |
3.39% |
3.69% |
3.79% |
3.89% |
|
|
|
|
|
|
|
|
|
|
|
|
|
BNZ - Special |
|
|
3.09% |
3.05% |
3.35% |
3.69% |
3.79% |
3.89% |
|
|
BNZ - Mortgage One |
5.15% |
|
|
|
|
|
|
|
7.15% |
|
BNZ - Rapid Repay |
4.60% |
|
|
|
|
|
|
|
6.74% |
|
BNZ - Standard Flybuys |
4.55% |
4.79% |
3.75% |
3.95% |
4.10% |
4.55% |
4.69% |
4.79% |
|
|
BNZ - TotalMoney |
4.55% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
First Credit Union |
5.85% |
|
3.99% |
|
4.49% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
General Finance |
5.95% |
6.55% |
6.25% |
|
6.50% |
7.10% |
7.65% |
7.90% |
6.09% |
|
|
|
|
|
|
|
|
|
|
|
|
Heartland |
6.70% |
6.90% |
7.00% |
|
7.25% |
7.85% |
|
8.55% |
6.70% |
|
|
|
|
|
|
|
|
|
|
|
|
HSBC Premier |
5.24% |
4.19% |
3.54% |
3.54% |
3.20% |
3.69% |
3.79% |
3.89% |
5.44% |
|
|
|
|
|
|
|
|
|
|
|
|
Kiwibank |
4.40% |
5.04% |
3.84% |
|
4.14% |
4.40% |
4.74% |
4.84% |
5.20% |
|
Kiwibank - Capped Variable |
|
|
|
|
|
|
|
|
|
|
Kiwibank - Offset |
5.15% |
|
|
|
|
|
|
|
|
|
Kiwibank - Special |
|
4.29% |
3.09% |
|
3.39% |
3.65% |
3.99% |
4.09% |
|
|
|
|
|
|
|
|
|
|
|
|
|
NZ Home Loans |
5.80% |
4.99% |
4.85% |
|
5.14% |
5.49% |
5.75% |
5.99% |
|
|
|
|
|
|
|
|
|
|
|
|
|
NZCU Baywide |
5.65% |
4.99% |
4.75% |
4.75% |
4.75% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Resimac - Lo Doc |
6.30% |
|
5.86% |
|
5.14% |
5.19% |
5.99% |
6.09% |
|
|
Resimac <80% |
4.50% |
|
4.45% |
|
3.89% |
3.94% |
4.49% |
4.59% |
|
|
Resimac <85% |
6.30% |
|
5.86% |
|
5.14% |
5.19% |
5.99% |
6.09% |
|
|
Resimac <90% |
7.30% |
|
6.86% |
|
6.14% |
6.19% |
6.99% |
7.09% |
|
|
|
|
|
|
|
|
|
|
|
|
|
SBS |
5.29% |
5.25% |
4.85% |
5.15% |
5.05% |
5.49% |
5.89% |
6.09% |
5.79% |
|
SBS <80% |
|
|
|
|
|
|
|
|
|
|
SBS Special |
|
4.29% |
3.39% |
3.69% |
3.55% |
3.89% |
4.19% |
4.29% |
|
|
|
|
|
|
|
|
|
|
|
|
|
Sovereign |
5.30% |
4.39% |
3.89% |
4.25% |
4.05% |
4.39% |
4.69% |
4.79% |
6.35% |
|
Sovereign Special |
|
3.89% |
3.39% |
3.75% |
3.55% |
3.89% |
4.19% |
4.29% |
|
|
|
|
|
|
|
|
|
|
|
|
|
The Co-Operative Bank Owner Occ |
4.40% |
3.49% |
3.49% |
3.59% |
3.59% |
3.89% |
3.99% |
4.09% |
4.40% |
|
|
|
|
|
|
|
|
|
|
|
|
TSB - Below 80% & HNZ |
5.34% |
4.69% |
4.19% |
4.35% |
4.35% |
4.69% |
5.25% |
5.35% |
6.09% |
|
TSB - 85% - 90% |
|
|
|
|
|
|
|
|
|
|
TSB Special - 10 yr 5.99% |
4.54% |
3.89% |
3.39% |
3.55% |
3.55% |
3.89% |
4.45% |
4.55% |
5.29% |
|
|
|
|
|
|
|
|
|
|
|
|
Westpac |
4.59% |
4.79% |
4.15% |
4.25% |
4.09% |
4.49% |
4.85% |
4.95% |
5.44% |
|
Westpac Standard Floating |
5.34% |
|
|
|
|
|
|
|
|
|
Westpac Everyday |
5.44% |
|
|
|
|
|
|
|
|
|
Westpac Fixed |
5.34% |
4.74% |
4.15% |
4.25% |
4.09% |
4.49% |
4.85% |
4.95% |
5.44% |
|
Westpac Offset |
4.59% |
|
|
|
|
|
|
|
|
|
Westpac Special |
|
|
3.39% |
|
3.55% |
3.69% |
3.79% |
3.89% |
|
Normal lending criteria applies and interest rates are subject to change at any time.
