Interest Rates

Current Interest Rates as of 13th November 2020

Lender Vari 6 month 1 year 18 month 2 year 3 year 4 year 5 year RC
                   
ANZ 4.44% 3.99% 3.09% 3.15% 3.25% 3.39% 3.90% 3.99% 4.55%
ANZ - Special   3.39% 2.49% 2.55% 2.69% 2.79%      
                   
ASB 4.45% 3.39% 2.49% 2.49% 2.59%

2.65%

2.99% 2.99% 4.55%
                   
                   
BNZ - Classic   3.39% 2.49%

2.49%

2.69% 2.79% 2.99% 2.99%  
BNZ - Mortgage One 5.15%               7.15%
BNZ - Rapid Repay 4.60%               6.74%
BNZ - Standard Flybuys 4.55% 3.99% 3.09% 3.09% 3.29% 3.39% 3.59% 3.59%  
BNZ - TotalMoney 4.55%                
                   
First Credit Union 5.85%   2.95%   3.45%        
                   
                   
Heartland 3.95%   2.89%   2.97% 3.39%      
                   
HSBC Premier 4.49% 2.79% 2.25% 2.25% 2.35% 2.65% 2.79% 2.89% 5.44%
                   
Kiwibank 3.40% 3.55% 2.55%   2.65% 2.65% 3.09% 3.19% 3.45%
Kiwibank - Offset 3.40%                
Kiwibank - Special 3.40% 3.55% 2.55%   2.65% 2.65% 3.09% 3.19% 3.45%
                   
NZ Home Loans 5.80% 4.99% 4.85%   5.14% 5.49% 5.75% 5.99%  
                   
NZCU Baywide 5.65% 3.99% 3.95% 3.95% 3.85%        
                   
                   
Resimac  3.39%   3.35%   2.99% 3.35% 3.49% 3.59%  
                   
                   
SBS 4.54% 3.89% 2.99% 2.99% 3.15% 3.25% 3.49% 3.49% 5.79%
SBS  <80%                  
SBS Special   3.39% 2.49% 2.49% 2.65% 2.75% 2.99% 2.99%  
                   
Sovereign 5.30% 4.39% 3.89% 4.25% 4.05% 4.39% 4.69% 4.79% 4.40%
Sovereign Special   3.89% 3.39% 3.75% 3.55% 3.89% 4.19% 4.29%  
                   
The Co-Operative Bank Owner Occ 4.40% 2.49% 2.49% 2.69% 2.69% 2.79% 2.89%

2.99%

4.40%
                   
TSB - Below 80% & HNZ 5.34% 3.69% 3.29% 3.29% 3.29% 3.59% 3.89% 3.99% 6.09%
TSB - 85% - 90%                  
TSB Special - 10 yr 5.99% 4.54% 2.89% 2.49% 2.49% 2.49% 2.79% 3.09% 3.19% 4.54%
                   
                   
Westpac  4.59% 4.15% 3.09% 3.25% 3.29% 3.39% 3.59% 3.59% 4.69%
Westpac - Offset 4.59%                
Westpac Special    

2.49%

  2.69% 2.79% 2.99% 2.99%  

Normal lending criteria applies and interest rates are subject to change at any time.