Interest Rates

Current Interest Rates as of 2nd June 2020

Lender Vari 6 month 1 year 18 month 2 year 3 year 4 year 5 year RC
                   
ANZ 4.44% 4.15% 3.29% 3.55% 3.45% 3.85% 4.45% 4.55% 4.55%
ANZ - LEM - plus 0.50% 5.69% 4.65% 4.45% 4.49% 4.65% 4.99% 5.25% 5.35%  
ANZ - Special   3.65% 2.79% 3.05% 2.95% 3.35%      
                   
ASB 4.45% 4.05% 3.35% 3.55% 3.19% 3.85% 3.95% 4.05% 4.55%
ASB Special Rate   3.55% 2.85% 3.05% 2.69% 3.35% 3.45% 3.55%  
                   
BNZ - Special     2.79% 2.79% 2.69% 2.99% 2.99% 2.99%  
BNZ - Mortgage One 5.15%               7.15%
BNZ - Rapid Repay 4.60%               6.74%
BNZ - Standard Flybuys 4.55% 4.29% 3.39% 3.39% 3.29% 3.59% 3.59% 3.59%  
BNZ - TotalMoney 4.55%                
                   
First Credit Union 5.85%   3.99%   4.49%        
                   
General Finance 5.95% 6.55% 6.25%   6.50% 7.10% 7.65% 7.90% 6.09%
                   
Heartland 3.95%   2.89%   2.97% 3.39%      
                   
HSBC Premier 4.49% 3.49% 2.80% 2.85% 2.89% 3.50% 3.60% 3.70% 5.44%
                   
Kiwibank 4.40% 5.04% 3.74%   4.14% 4.40% 4.74% 4.84% 5.20%
Kiwibank - Capped Variable                  
Kiwibank - Offset 5.15%                
Kiwibank - Special   4.29% 2.65%   2.79% 3.25% 3.45% 3.55%  
                   
NZ Home Loans 5.80% 4.99% 4.85%   5.14% 5.49% 5.75% 5.99%  
                   
NZCU Baywide 5.65% 4.99% 4.75% 4.75% 4.75%        
                   
                   
Resimac <80% 3.49%   3.45%   3.39% 3.36% 3.79% 3.89%  
Resimac 80 - 90%% 4.09%   4.05%   3.99% 4.29% 4.39% 4.49%  
                   
                   
SBS 5.29% 5.25% 4.85% 5.15% 5.05% 5.49% 5.89% 6.09% 5.79%
SBS  <80%                  
SBS Special   4.29% 3.39% 3.69% 3.55% 3.89% 4.19% 4.29%  
                   
Sovereign 5.30% 4.39% 3.89% 4.25% 4.05% 4.39% 4.69% 4.79% 6.35%
Sovereign Special   3.89% 3.39% 3.75% 3.55% 3.89% 4.19% 4.29%  
                   
The Co-Operative Bank Owner Occ 4.40% 2.79% 2.79% 2.95% 2.95% 3.39% 3.49% 3.59% 4.40%
                   
TSB - Below 80% & HNZ 5.34% 4.19% 3.59% 3.79% 3.59% 4.19% 4.55% 4.69% 6.09%
TSB - 85% - 90%                  
TSB Special - 10 yr 5.99% 4.54% 3.39% 2.79% 2.99% 2.79% 3.39% 3.79% 3.89% 5.29%
                   
Westpac 4.59% 4.79% 4.15% 4.25% 4.09% 4.49% 4.85% 4.95% 5.44%
Westpac Standard Floating  5.34%                
Westpac Everyday 5.44%                
Westpac Fixed 5.34% 4.74% 4.15% 4.25% 4.09% 4.49% 4.85% 4.95% 5.44%
Westpac Offset 4.59%                
Westpac Special     2.79%   2.69% 2.79% 2.99% 2.99%  

Normal lending criteria applies and interest rates are subject to change at any time.