Interest Rates

Current Interest Rates as of 16th June 2021

Lender Vari 6 month 1 year 18 month 2 year 3 year 4 year 5 year RC
                   
ANZ 4.44%

3.99%

2.79% 2.95% 3.59% 3.89% 3.99% 4.39% 4.55%
ANZ - Special   3.39% 2.19% 2.35% 2.59% 2.99%      
                   
ASB 4.45% 2.99% 2.19% 2.49% 2.59%

2.99%

3.39%

3.69

%

4.55%
                   
                   
BNZ - Classic   2.99% 2.19%

2.35%

2.55% 2.99% 3.39% 3.69%  
BNZ - Mortgage One 5.15%               7.15%
BNZ - Rapid Repay 4.60%               6.74%
BNZ - Standard Flybuys 4.55% 3.59% 2.79% 2.95% 3.15% 3.59% 3.99% 4.29%  
BNZ - TotalMoney 4.55%                
                   
First Credit Union 5.85%   2.95%   3.45%        
                   
                   
Heartland 3.95%   2.89%   2.97% 3.39%      
                   
HSBC Premier 4.49% 2.79% 2.19% 2.19% 2.45% 2.69% 2.99% 3.19% 5.44%
                   
Kiwibank 3.40% 4.30% 3.04%   3.40% 3.84% 4.24% 4.54% 3.45%
Kiwibank - Offset 3.40%                
Kiwibank - Special 3.40% 3.55% 2.19%   2.55% 2.99% 3.39% 3.69% 3.45%
                   
NZ Home Loans 5.80% 4.99% 4.85%   5.14% 5.49% 5.75% 5.99%  
                   
NZCU Baywide 5.65% 3.99% 3.95% 3.95% 3.85%        
                   
                   
Resimac  3.39%   2.98%   2.79% 3.29% 3.44% 3.54%  
                   
                   
SBS 4.54% 3.89%

2.69%

2.89% 2.99% 3.29% 3.89% 3.89% 5.79%
SBS  <80%                  
SBS Special   3.39% 2.19% 2.39% 2.49% 2.79% 3.39%

3.59%

 
                   
Sovereign 4.55% 2.99% 2.25% 2.49% 2.59% 2.89% 3.19% 3.39% 4.40%
                   
                   
The Co-Operative Bank Owner Occ 4.40% 2.19% 2.19% 2.39% 2.59% 2.99% 3.39%

3.69%

4.40%
                   
TSB - Below 80% & HNZ 5.34% 3.69% 2.99% 3.15% 3.35% 3.79% 4.19% 4.49%  
TSB - 85% - 90%                  
TSB Special - 10 yr 5.99% 4.54% 2.89% 2.19% 2.35% 2.55% 2.99% 3.39%

3.69%

4.54%
                   
                   
Westpac  4.59% 3.59% 2.85% 3.05% 3.19% 3.59% 3.99% 4.29% 4.69%
Westpac - Offset 4.59%                
Westpac Special   2.99%

2.25%

2.45% 2.59% 2.99% 3.39% 3.69%  

Normal lending criteria applies and interest rates are subject to change at any time.